Title and Abstract Services

Title, Escrow Closing, and Abstracting Experts

Whether you're looking for complete abstracting services regarding your property's history or you simply want to get a better understanding of your property title, Quality Title & Abstract Inc is here to help. We specialize in a complete range of title, escrow, and abstracting solutions that will help you learn more about your property and the ownership rights you have.

When you choose Quality Title & Abstract Inc for all your title, escrow, and abstract needs, you can count on quality services every time. As Colby, KS, natives, we have unique knowledge of the area that allows us to provide exceptional services no matter your needs. With honesty, integrity, and quality service, QTA is dedicated to helping landowners in Colby and Northwest Kansas.



Call Quality Title & Abstract Inc today to discuss your title, escrow, or abstract needs or for more information. Thanks to our years of experience and training, you can rely on us for effective solutions that meet your unique needs. We provide prompt turn time.

Learn More About Titles and Title Insurance

A property title is a document that acts as an evidence that a person has ownership and possession of a specific piece of land. However, a defect in the title can be any legal right held by someone other than the owner to claim the property or make demands of the property owner. This is why it's important to have title insurance, which protects either an owner or lender against property loss if a dispute arises.

To get a better understanding of this scenario, it's important to know the process of obtaining title insurance. Before a title professional like the ones at Quality Title & Abstract Inc can issue title insurance to the new owner or lender who will issue a mortgage on the property, we need to examine the property.

This examination includes searching public documents, such as prior deeds, encumbrances, tax records, court judgments, and both federal and state records. We look at items like prior mortgages, mineral interests, ownership interests, judgments, liens, easements, special taxes, and other items that could affect the status and marketability of the title.

Once we complete our search, the agent can issue a title commitment that reflects any outstanding items or items of concern that must be addressed before obtaining a clear title and issuing the final policy. The final title policy is an assurance to the landowner that all rights of ownership come to them at the time of purchase of the property and remain with them for the duration of their interest in the property. If the landowner encounters a defect with the title, the insurance policy is in place to protect their interest.

Better Understand the Escrow Closing Process

Escrow agreements are contractual arrangements where a neutral third party holds money or property until both main parties agree that specific terms and conditions have been fulfilled. It's the responsibility of the escrow closer to hold all legal documents and funds on behalf of the buyer and seller, distributing them according to the buyer's, seller's, and lender's instructions upon all parties meeting the conditions.

Escrow closers can help assure that requirements for a clear title are met and that outstanding liens, judgments, mortgages, and taxes are all paid in full. It is the closer's responsibility to release funds to the appropriate party, ensuring payments are received as expected.

The escrow closer follows instructions on written documents. These instructions are typically in the real estate sales contract that is signed by all interested parties and include instructions from the lender if there is one involved in the case. The instructions direct the escrow closer to the specific steps that must be completed to close the transaction.

For specific information regarding escrow service fees, contact your escrow closer.

Find Out More About Abstracting

Abstracting is an examination of the title of the property from the first recorded document to the last. This examination of the title includes a search of public documents, such as prior deeds, encumbrances, tax records, court judgments, and both federal and state records.

Your agent will look for various items, including prior mortgages, mineral interests, ownership interests, judgments, liens, easements, special taxes, and other matters that may affect the status and marketability of a title. Ensure you have a clean title with help from the experts at Quality Title & Abstract Inc. Call us today to get started.